With the exception of some plans, In case you have not paid LIC premium within the scheduled due date, LIC grants you a relaxation time frame to make payments without the payment of interest on the premium. This particular time period is called the grace period. The grace period for policies having a monthly mode of payment premium is 15 days from the due date. The grace period for policies where the premium payment mode is quarterly, half-yearly or even yearly is one month from the due date.
This calculator helps you to generate an instant quotation for Premium that you require. When To Pay LIC Premiums LIC usually sends premium notices one month in advance to the due date of the premium The first page of the policy bond highlights the months in which premiums are due. Policy status also provides other important information with respect to your policy, which you can utilise for your reference.
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How to Revive a Lapsed LIC Policy If your policy has lapsed due to non-payment of premiums or other criteria within the due date, the terms and conditions of that policy are void, until you revive your policy. To revive a lapsed policy, a payment of the accumulated premium along with interest as well health requirements of the concerned individual as required.
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Avail Loans On Policies Most LIC plans are endowment in nature and will be eligible to stand as a collateral to raise a loan against your require funds. You can either repay the loan with interest or continue paying the interest and allow the loan to be deducted at the time of the claim payments.
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Download ClearTax Invest App. Premium payment can only be done 30 days in advance for regular life insurance policies. Paytm presents an easy and seamless life insurance premium payment experience. Now pay insurance premium online at Paytm and get rid of delays. You can pay insurance premium simply logging into Paytm.
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Moreover you can get benefit of several deals and offers while paying insurance premium online at Paytm. Through online payment, you can pay your premium anytime and anywhere on a timely basis. This is an easy way to pay your insurance premiums conveniently without any hassle. All those busy buzzies, who do not have time to visit branch for premium payment, we have an amazing online payment service that will give you an incredible experience.
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All those who forget their due dates, Paytm is here for your rescue, all you need to do is login to Paytm. Have a query and need help? Click here. If you have any issue, your money is immediately refunded. Sit back and enjoy your shopping. Cashback is'Paytm wallet loyalty cashback' given by 'Pay with Paytm' payment platform.
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